Small Business Loan Underwriting
Automates small business loan processing—from KYC to disbursement—enabling faster decisions, lower manual effort, and full compliance.
Small Business Loan Underwriting
The workflow auto-verifies KYC, extracts and validates financial documents, scores credit risk, and generates a decision memo. Approved cases trigger legal document drafting and e-signature. Funds are then disbursed and booked—all executed by AI agents with minimal human input.
- Application submitted and KYC verified by AI
- Documents validated for accuracy and compliance
- Credit score calculated using internal and external data
- Underwriting decision memo created and reviewed
- Legal contract auto-generated and sent for signature
- Funds disbursed and loan account updated
Business Impact
- Shrinks processing from 7–14 days to <24 hours
- Enables real-time decisioning and faster disbursal
- Reduces manual underwriting effort by 45%
- Minimizes back-office load with AI-driven approvals
- 97%+ accuracy in KYC and document validation
- Ensures consistent, policy-aligned lending decisions
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