Instant Digital Loan Origination Workflow
Automates loan origination in real time—verifying identity, collecting alternative data, scoring credit, and disbursing funds instantly.
Instant Digital Loan Origination Workflow
Borrowers initiate applications via mobile or web. AI agents verify identity, compute creditworthiness, and generate instant loan offers. Approved applicants digitally sign contracts, triggering immediate disbursal to their bank or wallet.
- Applicant submits loan request online
- AI verifies identity using facial recognition and KYC APIs
- Alternative financial data collected via APIs and integrations
- Credit score computed using ML models
- Loan offer generated, contract signed digitally
- Funds disbursed and recorded in backend systems
Business Impact
- Loan approval and funding in under 5 minutes
- Enables 24/7 lending with no human bottlenecks
- 50% lower operational cost per loan
- Removes manual KYC, scoring, and documentation
- Uses alternative data to underwrite thin-file borrowers
- Expands reach to underserved credit segments
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Instant Digital Loan Origination Workflow
Automates loan origination in real time—verifying identity, collecting alternative data, scoring credit, and disbursing funds instantly.
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