Small Business Loan Underwriting
Automates small business loan processing—from KYC to disbursement—enabling faster decisions, lower manual effort, and full compliance.
Small Business Loan Underwriting
The workflow auto-verifies KYC, extracts and validates financial documents, scores credit risk, and generates a decision memo. Approved cases trigger legal document drafting and e-signature. Funds are then disbursed and booked—all executed by AI agents with minimal human input.
- Application submitted and KYC verified by AI
- Documents validated for accuracy and compliance
- Credit score calculated using internal and external data
- Underwriting decision memo created and reviewed
- Legal contract auto-generated and sent for signature
- Funds disbursed and loan account updated
Business Impact
- Shrinks processing from 7–14 days to <24 hours
- Enables real-time decisioning and faster disbursal
- Reduces manual underwriting effort by 45%
- Minimizes back-office load with AI-driven approvals
- 97%+ accuracy in KYC and document validation
- Ensures consistent, policy-aligned lending decisions
Related Workflows
Regulatory Report Generation Workflow
Automates periodic compliance reporting—aggregating financial data, validating figures, and generating regulator-ready reports.
Fraud Alert Investigation Workflow
Automates fraud detection and investigation—monitoring transactions, enriching alerts, guiding decisions, and filing reports.
Small Business Loan Underwriting
Automates small business loan processing—from KYC to disbursement—enabling faster decisions, lower manual effort, and full compliance.
Portfolio Reporting Automation
Streamline the generation of monthly or quarterly performance reports with xnode’s AI-powered automation.
Microloan Origination & Group Lending Workflow
Automates field-based microloan issuance to groups—streamlining data collection, risk evaluation, and disbursement in underserved regions.
Fraudulent Claims Investigation Workflow
Identifies, investigates, and resolves fraudulent insurance claims using real-time AI surveillance and pattern recognition.
Instant Digital Loan Origination Workflow
Automates loan origination in real time—verifying identity, collecting alternative data, scoring credit, and disbursing funds instantly.
Policy Service Endorsements Workflow
Streamlines policy change requests like address updates, beneficiary changes, or coverage modifications.
Loan Collections & Recovery Workflow
Automates delinquency tracking, borrower outreach, negotiation, and escalation to maximize loan recovery.
Continuous Loan Risk Monitoring Workflow
Monitors borrower activity post-loan to detect early risk, trigger intervention, and reduce defaults.
Meet Your New AI Workforce.
Driving ROI for businesses by leveraging the power of AI to Transform Ideas into Impactful Applications.
QUICK LINKS
PRODUCT
LEGAL
RESOURCES
REACH US OUT
XNODE Inc. provides access to its platform on an “as is” basis, and by using the platform, you agree to hold XNODE harmless and indemnify it from any claims arising from your use. Any access to materials, software, hosting, data development, design, “generative” solutions or other things are provided “as is”. Any materials or designs created may not be saved and will be subject to deletion. By using the Platform you acknowledge that you will participate in feedback discussions and provide bug reports. XNODE reserves all rights to the Platform. XNODE is dedicated to protecting your personal data. Click here to view our Privacy Policy
Copyright © XNODE Inc., All Rights Reserved